Hedge Fund Jobs

Dimensions 12.5 inches x 15.6 inches x 2 inches
Quilted-nylon exterior, trimmed in black textured-material, detailed with nickel-colored hardware
Built-in padded laptop-sleeve protects a 15″ computer
Front and back slide pockets
Detachable adjustable shoulder strap in webbed-nylon

NEW FOR FALL 2011 the Avignon Quilted-Nylon extra-slim Brief is both fashionable and fun with space for a 15 inch laptop inside the zip-closure main compartment. With comfortable leather handles that easily slip over your arm, the front and back pockets give you immediate access to all of your essentials. The adjustable shoulder strap clips on to hidden rings, giving you a hands-free option, An innovative new look that also provides padded protection for all of your valuable tech items.

Knomo Bayswater Collection Avignon 15 inch Slim Brief

Side strap pockets conceal a waist strap
Adjustable, removable sternum strap
Four easily accessible pockets of varying sizes on the case exterior
Comfortably fits most 17 inch models
Triple compartment interior with padded laptop sleeve and zippered accessory compartment

Hit the pavement with the ultimate commuter backpack. Designed as a cyclist pack, the slim body-hugging design is ideal for urban commutes. Features like adjustable sternum and waist straps keep the backpack secure while navigating busy streets. The top-load center laptop compartment keeps the laptop weight directly against the back for proper weight distribution. A host of internal and external pockets keep accessories in close reach.

CODi Apex Backpack for 17-inch Notebooks

Expandable leather attaché allows for 1 additional storage.
CheckFast removable padded laptop sleeve protects most 16 laptops.
Dual combination locks keep your belongings safe and secure.
Easily locate your items with an organizer section for cell phone, PDA, calculator, businesscredit cards and pen loops.
Fan file holder keeps documents neat and organized.

You seek timeless design and proven organization. Rely on SOLO Classic. Rugged enough for constant use, intelligent enough for fast, easy access. Youre a pro. Durable leather attaché offers a ChecKFast(TM removable sleeve which allows to keep your laptop protected while going through airport security.

SOLO CheckFastTM Laptop Attaché

The greatest accessories on earth. Distressed metallic zebra print with a soft hand and shiny gold hardware in Gold and Gunmetal.
Carry your e-reader in style with LODIS. Fits the Kindle, Kobo, nook, Sony Reader and select other e-readers and tablets.
Features: Snap closure, 2 interior credit card slots

Carry your e-reader in style with LODIS.

Lodis Cirque Molly eReader Case

Folio flips open to reveal two large open pockets for papers and multiple card slots on inner cover.
Four elasticleather straps at each corner holds a Kindle Fire in place
Tab closure to secure when closed.

Leather Kindle Fire Case w Tab Closure

Piel Leather Kindle Fire Case w/ Tab Closure

Portable Compact Luggage Cart weighs only 2 1/2 lbs yet holds up to 66 lbs and extends to 39 inches in height
Top push button locking system for easy one hand operation
Construction consists of strong aluminum tubing combined with a durable plastic base
Quiet 3″ durable rubber wheels with safety lock elastic cord to secure your luggage
Cart folds down to a compact 17″ x 10 1/2″ x 3″ so you can pack it inside your carryon

Our most popular portable plastic luggage cart – very strong for its compact size.

Travel Folding Luggage Cart

Quick pass through checkpoint at the airport.
No more hassle handling your laptop!
Durable, attractive, and useful.
Even more selection! Check out the Senyx store!

Say good-bye to hassling with your laptop at the airport checkpoint! These messenger bags, briefcases, sleeves, and bags all offer either a detachable checkpoint friendly sleeve or being checkpoint friendly. Many more are offered through Senyx!

Checkpoint Friendly Netbook Notebook Briefcases, and Messenger Bags – 8 Pieces

Volume XX | No. 5 | February 1, 2012

Letter to the Editor

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KEY RATE INDICES
Prime Rate	3.25%	1 Month LIBOR	0.27%	5 Yr US Treasury	0.73%	5 Yr Swaps	1.04%
12-MAT	0.18%	3 Month LIBOR	0.54%	10 Yr US Treasury	1.85%	10 Yr Swaps	1.94%
11th Dist COFI	1.20%	6 Month LIBOR	0.78%	30 Yr US Treasury	3.01%

Transaction of the Week

Transaction Description:

$7,500,000 (80% LTV) Non-Recourse Recapitalization of a Distressed Class C Multifamily Property George Smith Partners successfully placed the distressed recapitalization/discounted payoff on a Class C, 207-unit Atlanta infill apartment community. The loan provided capital to cure deferred maintenance issues in order to return the property to market performance. The 3+1+1 term loan is fixed at 6.50%.

Challenge: The Class C property suffered from low occupancy rates and below market rents in an Atlanta infill location. Capital providers worried about lending to the existing borrower with deferred maintenance in a perceived soft marketplace. The Sponsor required a very quick closing timeframe on the loan.

Solution: GSP explained that the low occupancy and rents were caused by deferred maintenance as a result of cash constraints due to a matured loan. GSP identified a lender comfortable with the Sponsor's extensive local experience and ability to return the property to market performance, receiving a commitment 32 days after application execution.

Rate: 6.50% Fixed

Term: 3+1+1

Amort: 30 Years

LTV: 80%

Prepayment: Locked for 1 Year then 2% - 1%

Non-recourse

Brokers: Gary E. Mozer, Josh Roseman

Hot Money

HIGHLIGHTS

Non-Recourse Reposition Bridge Lender Funding Below Breakeven DCR. A national capital provider has rolled out a non-recourse reposition bridge program funding transactions below break-even coverage. The lender is actively funding retail, industrial, and office properties and will consider hospitality. Total loan-to-stabilized value of 80% for loans from $10,000,000 to $50,000,000+ are advanced at LIBOR + 500 to 600 bpts with no floor. The lender will charge a 1 point or less origination fee with no exit fee.

Transaction Size: $10,000,000-$50,000,000+

Rate: L+500-600, No floor

Loan Term: 24-36 Months

Max LTV: 80%

Non-recourse

Geography: Nationwide

Hot Money

Regional Bank From 3.25% Fixed for Northern California Properties. GSP identified a Northern California Regional Bank currently funding high-grade multifamily and stabilized commercial properties. Loan amounts range from $1,000,000 to $12,000,000, and pricing starts at 3.25% fixed for three years. Five-year fixed coupons range from 4.75%-5.25%. Construction and bridge/reposition financing is also available for traditional and special-use assets including elderly care and RV dealerships. Geographic markets start at the Oregon border south to Fresno, inclusive of Reno and northern Nevada, with a strong presence in rural communities.

If you have an inquiry regarding George Smith Partners' commercial real estate financing, please contact your GSP representative or Todd August, Chief Operating Officer, at (310) 867-2995 or TAugust@GSPartners.com.

CMBS 2.1

Appetite and pricing among originators of CMBS fixed-rate term debt were volatile in 2011. Production volumes fell far short of frothy Q1 2011 predictions of $60-70b in CMBS lending; US securitizations totaled $33b. It was a respectable post-crisis outcome, but disappointing nonetheless. That said, we are experiencing another resurgence; hopefully with a more rational and sustainable impetus.

The first indication that CMBS is heating up is compression in pricing. Spreads tightened radically in early 2011, then blew out as the European credit crisis deepened in the middle of the year. For the remainder of 2011, originators were quoting to an "all-in coupon" – usually 5.50-6.25% – with little attempt to estimate market spreads over the relevant treasury indices. Today we are still largely coupon focused, but recent activity puts pricing in the 5.0-5.5% range. With a few pending solid securitizations affirming demand for CMBS paper (March and April 2012), we'll see increasing competition driving more transparency into pricing, and a return to spread/index based quotes.

Another key indicator of strengthening is the nature of the transactions being considered – and closed. CMBS typically fills a void for debt left by portfolio lenders, who prefer to lend only on the best assets in select markets. In uncertain conditions, CMBS originators became highly selective, and tried to compete with life companies. Now, they are moving back to the niche where they are most needed and relevant – the vast secondary markets – B assets, B locations. We're also seeing more willingness to consider single-tenant assets, structure for lease-rollover, and generally deal with more hair. There's nothing inherently wrong with lending in this space, provided pricing and structure is appropriate. So hopefully this burgeoning "home-coming" of CMBS will help break up the log jam of high-leverage and loan maturities.

The positive momentum is welcome, provided it does not bubble and pop. An estimated $325b of commercial loans will mature in 2012. A functional CMBS market is critical to addressing these needs.

For more commercial real estate commentary from Steven Orchard, click here. Steven Orchard

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100% Genuine Leather
Measurements: 4 1/4″ length, 2 3/4″ width
Outside: black color, Inside: red color
4 credit card slots on the inside (2 on the left side & 2 on the right side)
Removable Stainless steel money clip

Small and compact money clip wallet to fit comfortably in your pocket.

Black/Red Money Clip Bi-Fold Leather Wallet by DesignSK

Outer fabric 100 recycled
Main compartment is padded on the backside and along the contoured base to protect contents and give the pack structure
Large elastic stuff pocket holds jacket or sweater
Padded, fully suspended computer sleeve holds 15-inch laptop safely above ground
Internal zippered security pocket secures valuables

Sized for bike commutes and finely tuned to hold a day’s worth of gear, the Half Mass is padded on the backside and along the contoured base to protect contents and provide structure. Inside, a removable padded computer sleeve cradles a 17-inch laptop off the ground, and can be paired with the bag’s removable waist strap to create an independent laptop sling. The cover flap overlaps the sides of the bag to keep out rain; its pocket closes with a water-resistant zipper. External side pocket stows a cell phone, keys and power brick. With a topside carrying handle, adjustable shoulder strap, stowable waist strap and a reflective strip for better visibility in low light. Made from 600-denier 100 recycled polyester with a polyurethane coating an

Patagonia Half Mass Bag

Full-suspension cruiser/commuter bike with upright aluminum hybrid frame
Suntour suspension fork, suspension seatpost, and cushioned saddle
21-speed Shimano drivetrain with Shimano EZ-Fire trigger shifters
Alloy linear pull brakes; Aero 24-spoke alloy wheels
Convenient rear rack

$ 223.00
The Schwinn Broadway men’s Hybrid bikes comes equipped with a aluminum Hybrid frame with a SR CR750 front suspension fork for upright comfortable riding. Shimano TX-31 rear derailleur with Shimano Easy Fire shifters for fast, easy gear changes. The Broadway also comes with a rear rack to carry cargo, alloy linear pull brakes for sure stopping and a soft cushioned saddle with a suspension seatpost to cushion the ride. This bike is ideal for commuting to work, cruising down a leisurely bike path or just riding around the neighborhood.The Broadway Men’s Hybrid bike from Schwinn combines upright, comfort-style riding with high-performance gearing and responsive front suspension. Designed for commuting, cruising bike paths, and around town ridin

Schwinn Men’s Broadway Bicycle (Blue)

Bike helmet mirror fits all helmets
Kraton covered wire allows for full flexibility
Large oval shape and vertical aspect
Base adheres permanently; mirror detach easily
Weighs 0.7 ounces

$ 11.84
Statistics show that the #1 concern of most cyclists minds is getting hit from behind, so put your mind at ease with a helmet mirror by Cycle Aware. Available in a variety of mounting options.The Cycleaware Reflex Bicycle Helmet Mirror is the ultimate hassle-free solution for urban and recreational cyclists. The unique, “Gumby”-like Kraton covered wire makes this mirror the first (and only) flexible and fully adjustable helmet mirror. The large, oval-shaped mirror provides a generous field of view and its vertical aspect increases depth of field, so you’ll be able to see a whole lot more than with other mirrors. The durable base can permanently adhere to all bicycle helmets and can be easily detached. At 0.7 ounces, it’s so light that its w

Cycleaware Reflex Bicycle Helmet Mirror

A dry-style lube that goes on wet but then sets up dry in a paste-like consistency to resist attracting and absorbing dirt
Syntheticoils with teflon for super slick, long lasting performance
Our most popular, most versatile bicycle chain lubricant
This item is not for sale in Catalina island

$ 2.48
Finish Line DRY Lube made with Teflon® fluoropolymer. The industry's original "dry" lubricant. Finish Line DRY Lube goes on wet, but then sets up in a dry, 'paste-like' film so it will not attract or absorb grit and grime. Teflon® fluoropolymer and specialized synthetic oils run silky smooth and provide excellent durability. Perfect for on or off-road riding – especially in dry, dirty, dusty conditions, while still providing adequate wet weather performance. Holds up to extreme pressures and resists water wash-off. A very versatile all-weather chain lubricant. Also, use on derailleurs, brake and shifter pivots. Features superior penetration qualities. Finish Line DRY Lube provides incredible drivetrain efficiency without attra

Finish Line DRY Teflon Bicycle Chain Lube 2oz Drip Squeeze Bottle

Thorn-resistant
12 x 1.75-2.125″
35mm Schrader valve

$ 4.23
Avenir is thorn-resistant. It comes in 12 x 1.75-2.125-Inch. The schrader valve size is 35mm.

Hedge Fund Jobs

Friday, February 3, 2012

News: Knomo Bayswater Collection Avignon 15 inch Slim Brief

Knomo Bayswater Collection Avignon 15 inch Slim Brief

Thursday, February 2, 2012

News: CODi Apex Backpack for 17-inch Notebooks

CODi Apex Backpack for 17-inch Notebooks

News: SOLO CheckFastTM Laptop Attach=?UTF-8?B?w6k=?=

SOLO CheckFastTM Laptop Attaché

News: Lodis Cirque Molly eReader Case

Lodis Cirque Molly eReader Case

News: Piel Leather Kindle Fire Case w/ Tab Closure

Piel Leather Kindle Fire Case w/ Tab Closure

News: Travel Folding Luggage Cart

Travel Folding Luggage Cart

News: Checkpoint Friendly Netbook Notebook Briefcases, and Messenger Bags – 8 Pieces

Checkpoint Friendly Netbook Notebook Briefcases, and Messenger Bags – 8 Pieces

Wednesday, February 1, 2012

FINFacts February 1, 2012

News: Black/Red Money Clip Bi-Fold Leather Wallet by DesignSK

Black/Red Money Clip Bi-Fold Leather Wallet by DesignSK

News: Patagonia Half Mass Bag

Patagonia Half Mass Bag

News: Schwinn Men=?UTF-8?B?4oCZ?=s Broadway Bicycle (Blue)

Schwinn Men’s Broadway Bicycle (Blue)

News: Cycleaware Reflex Bicycle Helmet Mirror

Cycleaware Reflex Bicycle Helmet Mirror

News: Finish Line DRY Teflon Bicycle Chain Lube 2oz Drip Squeeze Bottle

Finish Line DRY Teflon Bicycle Chain Lube 2oz Drip Squeeze Bottle

News: Avenir Thorn Resistant Bicycle Tube 12 Inch x 1.75-2.125 Inch Schrader Valve

Avenir Thorn Resistant Bicycle Tube 12 Inch x 1.75-2.125 Inch Schrader Valve

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