Call Center Jobs in Indore | BPO Jobs in Indore

Job Sumary

Location	:	Indore, Madhya Pradesh
Industry	:	Call Centre/Operations
Experience	:	0 - 5 Years
Vacancy Type	:	Full Time
Gender Preference	:	Any [ Male / Female ]
Number Of Vacancy	:	120
Job Country	:	India

Job Requirement

Key Skills	:	Communication, Telecalling
Salary (Per Month)	:	Rs.  5,000 -  10,000
Qualification	:	Secondary School, Diploma, Bachelor Degree, B.A, B.B.A, B.Com, B.Sc, B.Tech/B.E, Master Degree

Job Details:

Required Customer Care Executive : International BPO/ Work 24/7/365 Working.

An very Good Opportunity for Candidates from Indore, Bhopal, Vidisha, Sehore Raisen or from MP.

Contact Details

Company Name	:	Universal Solution
Company Address	:	E-15, HIG Colony, LIG Square, Indore
Company Phone	:	+91-9039912740, +91-9669656859

Madhya Pradesh Pre Medical Entrance Test – MP PMT 2012

MP PMT 2012 Entrance Test Details :

Madhya Pradesh Professional Examination Board, Bhopal will conduct Madhya Pradesh Pre Medical Test 2012 for admission to the following MP Pre Medical Courses :

• M.B.B.S., B.D.S. Courses in Government & unaided Private Medical and Dental colleges of State of Madhya Pradesh
• B.V.Sc., A.H., course in Veterinary colleges under Veterinary Science & Animal Husbandry University Jabalpur, Madhya Pradesh.

The Madhya Pradesh Pre Medical Entrance Test 2012 shall be conducted in English and Hindi medium. Only one MP PMT Examination will be conducted for Government Autonomous & Private Colleges.

There shall be only one paper of three hours duration. First part of this Paper will contain hundred multiple choice questions of the Physics and Chemistry subjects and the second part will contain hundred multiple choice question of the Botany and Zoology subjects.

The Candidates can give is option as under :

1. Government Autonomous
2. Private Medical & Dental Colleges
3. Both

MP PMT Eligibility Criteria 2012 :

• The candidate must be bonafide resident of Madhya Pradesh.
• Candidate born in Madhya Pradesh and studied for three years continuously in any educational institution of Madhya Pradesh.
  
  Who is son / daughter any of the following,will also be considered as domicile of Madhya
  Pradesh.
  1. Living in Madhya Pradesh continuously since not less then 15 years.
  2. Living in Madhya Pradesh continuously since last 10 years and having immovable property in Madhya Pradesh / Industry / Business in Madhya Pradesh.
  3. An employee or retired employee of Government of Madhya Pradesh.
  4. An employee are retired employee of a Institution / Corporation / Board / Commission under Government of Madhya Pradesh.
  5. An employee of Government of India who is posted in Madhya Pradesh since last 10 years
  6. An officer of All India services belonging Madhya Pradesh cadre.
  7. A person appointed in Madhya Pradesh by Honble President of India / Governer of Madhya Pradesh under Constitutional / Legal grounds.

• For admission to Madhya Pradesh MBBS BDS course, only those candidates are eligible, who have passed the qualifying examination of Higher Secondary ( 10 +2 ) from Board of Secondary Education, Madhya Pradesh, Bhopal passing Physics, Chemistry and Biology subjects individually and have secured at least minimum 50% marks in aggregate in case of Unreserved and 40% marks in case of reserved category candidates. Reserved category candidates who opt. for unreserved seat should secure 50% marks in Higher Secondary.

Candidates of all categories and classes are required to have passed english as a subject in the 12th examination of 10 + 2.

For reckoning the age as aforesaid, the date of birth as mentioned in the certificate of High School / Higher Secondary School certificate examination or in MARK SHEET of the said examination shall be the authentic documentary proof.

• The candidates have passed an equivalent or higher examination from any recognized Board or higher or equivalent examination conducted by University certified by School Education Department, Government of Madhya Pradesh with passing Physics, Chemistry and Biology subjects individually. For foreign nationals seeking admission, eligibility shall be considered on the basis of equivalence certificate granted to them by concerned Board / University and approved by the External Affairs Ministry, Government of India.
• No candidate shall be allowed to be admitted to a Madha Pradesh Medical / Dental College until the candidate has completed or shall complete the age of 17 year on or before 31 December of the year of MP PMT examination.

MP PMT Contact Detail :

Phone: 07869596286

 

 

 

MP PMT Exam Date 2012, MP PMT 2012 Entrance Exam, MP PMT 2012 Test Centres, Madhya Pradesh Pre Medical Entrance Test – MP PMT 2012, Exam Date of MPPMT 2012, Open Seat for MP PMT 2012, Date of PMT Exam 2012, No of Seats in MP PMT 2012, Madhya Pradesh Medical Combined 2012, MP Pre Medical Test 2012, MP PMT 2012 Date, Madhya Pradesh MBBS Entrance Exam 2012, MP PMT College, MP PMT Examination Date 2012, Detail of MP PMT 2012, MP PMT 2012 Exam Date, Medical Entrance Exam Madhya Pradesh, Examination Centres for Madhya Pradesh PMT 2012, PMT Admission Form 2012, PMT Exam 2012, Pre Medical Test 2012 Admission Open, MPPMT Private Colleges, Medical Entrance Exam MP 2012, PMT 2012, PMT Enternce Exam at Madhya Pradesh 2012, MP PMT Exam Schedule 2012, Madhya Pradesh PMT 2012, Date of Exam of MP PMT 2012, Madhya Pradesh Pre Medical Test 2012, MP PMT 2012 Government MBBS Seats, PMT Exam Shcedule Madhya Pradesh 2012, Seat in MP PMT 2012, MP PMT Medical Entrans Exam 2012, MP PMT 2012 Prospectus, Timing of MPPMT Exam 2012, MP PMT Govt Seats, Madhya Pradesh MBBS Entrance Exams 2012, MP PMT Exam Eligibility 2012, Eligibility for MP PMT 2012, MP MBBS Entrance 2012, Madhya Pradesh Dental and Medical College Entrance Test 2012, PMT Examination 2012, Seats Available in MP PMT 2012, MPPMT 2012 Eliibility, Pre Medical Exam MP 2012

Madhya Pradesh Pre-Engineering and Pharmacy Test (MP PEPT-2012)

The Pre-Engineering and Pharmacy Test (PEPT) - 2012 is an all India level entrance exam that is conducted by Madhya Pradesh - Professional Examination Board(MP-PEB). PEPT -2011 is the entrance test for admission to the 1st year of courses, Bachelor of Engineering (B.E), Bachelor of Architecture(B.Arch), Bachelor of Pharmacy (B.Pharma) and Diploma in Pharmacy (D.Pharma) for the session 2012-2013 in Government, self governing and private professional colleges of Madhya Pradesh.

Contact for PEPT Detail

Phone 07869596286

Eligibility Criteria for Pre-Engineering and Pharmacy Test - 2012

The candidates applying for PEPT - 2012 should fulfill the below mentioned conditions:

1. The candidate should be an Indian citizen.


2. Educational qualifications:
   • For admission to B.E/B.Arch courses:
     • The candidate should have completed 10+2 from any M.P state board school or any other recognized institute with major subjects as Physics and Mathematics and either Chemistry, Biotechnology or Biology as the third subject.
     
     
   
   
   • For admission to B.Pharma / D.Pharma:
     • The candidate should have completed 10+2 from any M.P state board school or any other recognized institute with major subjects as Physics and Chemistry and either Mathematics, Biotechnology or Biology as the third subject.
   
   


3. Domicile Requirement:
   For admission against 85% reserved quota for MP domicile candidates the following requirements are to be satisfied:
   • The candidate should have studied from an institute in M.P for at least 3 years before appearing for PEPT.
   
   
   • He/she should be a bonafide(genuine) resident of Madhya Pradesh.
   
   
   • He/she should be son/daughter of an employee of M.P Government or its ex-employee, or
     A central Government/Defense/Railways/Post & Telegraph employee or ex-employee, posted in M.P before 1st Jan of the corresponding year of the examination, or
     A person settled in M.P under Government sanctioned resettlement act.

4. Other important points regarding PEPT - 2011

   1. Final year candidates can also apply. If such candidates are selected they would be given provisional admission which would be confirmed only if they present the final mark sheet of the qualifying examination at the time of admission.
   
   
   2. Candidates who have passed the qualifying examination with grace marks if and only if they have secured the minimum aggregate marks in the above mentioned subjects.
   
   
   3. Candidates appeared/appearing in qualifying examinations from open school can apply for the courses in pharmacy.
   
   
   4. The Test Admit Card(TAC) will be available online on the official sites and will not be sent by post.

Contact for PEPT Detail

Phone 07869596286

MP PET 2012 Exam Dates, MP PET 2012 Eligibility, Application Forms of MP PET 2012, MP PET Syllabus 2012, MP PET 2012 Entrance Exam Form, Application Form of MP PET, Madhya Pradesh PET Engg 2012 Datess, MP PET Online Form 2012, Madhya Pradesh PET Forms, MP PET Test 2012, MP PET Examination Date, MP PET 2012 Application Procedure, MP PET 2012 Exam Forms, MP PET 2012 India, Online Application Form of MP PET, of MP PET Exam 2012, MP PET Online Registration, MP PET Test Date 2012, Forms of MP PET 2012, MP PET Entrance Form 2012, MP PET Papers, MP PEPT 2012 Exam Date, Madhya Pradesh Engineering 2012, MP PET 2012 Papers, Madhya Pradesh PET Exam 2012, MP PET 2012 MP, Madhya Pradesh PEPT, MP PET Admission Forms, MPPEPT, MP PEPT, 2012, MP PET 2012 Online Form, MP PEPT 2010 Examination Date, www vyapam nic in, www dtempcounselling org, www mponline gov in, MP PET Counselling, Counselling Center, MP PET Engineering Colleges, Top Colleges, Indore Engineering Colleges  MP-PEPT 2013 - Madhya Pradesh Pre Engineering Test 2013 | MP-PEPT 2013 Eligibiltiy Criteria | MP-PEPT 2013 Dates | MP-PEPT 2013 Application Procedure | MP-PEPT 2013 Admissions | MP-PEPT 2013 Fess | MP-PEPT 2013 Colleges | MP-PEPT 2013 Exam Centers | MP-PEPT 2013 Online Form | MP-PEPT 2013 Dates | MP-PEPT 2013 Preparation Tips | MP-PEPT 2013 Notifications | MP-PEPT 2013 Question Papers | MP-PEPT 2013 Sample Papers | MP-PEPT 2013 Model Question Papers | MP-PEPT 2013 Study Material | MP-PEPT 2013 Results | MP-PEPT 2013 Exam Results | MP-PEPT 2013 Exam Schedule | MP-PEPT 2013 Paper Schedule | MP-PEPT 2013 in India | MP-PEPT 2013 Application Form | MP-PEPT 2013 Syllabus | MP-PEPT 2013 Details | MP-PEPT 2013 Exam Details | MP-PEPT 2013 Question Papers with Answers | MP-PEPT 2013 Question Bank | MP-PEPT 2013 Mock Test | MP-PEPT 2013 Answer Keys | MP-PEPT 2013 Timings | MP-PEPT 2013 Exam Duration | List of colleges accepting MP-PEPT 2013 scoreMP-PET 2013 - Madhya Pradesh Pre Engineering Test 2013 | MP-PET 2013 Eligibiltiy Criteria | MP-PET 2013 Dates | MP-PET 2013 Application Procedure | MP-PET 2013 Admissions | MP-PET 2013 Fess | MP-PET 2013 Colleges | MP-PET 2013 Exam Centers | MP-PET 2013 Online Form | MP-PET 2013 Dates | MP-PET 2013 Preparation Tips | MP-PET 2013 Notifications | MP-PET 2013 Question Papers | MP-PET 2013 Sample Papers | MP-PET 2013 Model Question Papers | MP-PET 2013 Study Material | MP-PET 2013 Results | MP-PET 2013 Exam Results | MP-PET 2013 Exam Schedule | MP-PET 2013 Paper Schedule | MP-PET 2013 in India | MP-PET 2013 Application Form | MP-PET 2013 Syllabus | MP-PET 2013 Details | MP-PET 2013 Exam Details | MP-PET 2013 Question Papers with Answers | MP-PET 2013 Question Bank | MP-PET 2013 Mock Test | MP-PET 2013 Answer Keys | MP-PET 2013 Timings | MP-PET 2013 Exam Duration | List of colleges accepting MP-PET 2013 score

Broadband Connection Delhi

Ruhan Maketing Provides Broadband Connection and Data Cards of Airtel and TATA Photon on very Affordable Price. We are direct associate of Airtel and Tata Photon.

For taking Broadband Connection within a day on very affordable price call 9990721183. 

Visit  http://mychoicedelhi.blogspot.com/2011/12/broadband-connection-delhi.html 

FINFacts December 21, 2011

Volume XIX  |  No. 48  |  December 21, 2011

Letter to the Editor

Forward to a Friend

KEY RATE INDICES Prime Rate  3.25% 1 Month LIBOR  0.29% 5 Yr US Treasury  0.92% 5 Yr Swaps  1.30% 12-MAT  0.20% 3 Month LIBOR  0.57% 10 Yr US Treasury  1.97% 10 Yr Swaps  2.13% 11th Dist COFI  1.22% 6 Month LIBOR  0.77% 30 Yr US Treasury  3.00%

Transaction of the Week Transaction Description: $4,270,000 Cash-Out Refinance of a 122 Unit SRO Apartment Bryan Shaffer successfully placed the $4,270,000 refinance of a stabilized 122 Unit Single Resident Occupant (SRO) apartment building in the Central Business District of Los Angeles. The new financing allowed for a return of equity to the borrower. The 10-year term loan was priced at 5.50% fixed with a 30-year amortization schedule and a step-down prepayment penalty. Challenge: Prior to engaging George Smith Partners, the borrower attempted to finance this asset with multiple capital providers, but was unsuccessful due to its SRO use. SROs are essentially studio apartments with a sink and kitchenette, but provide residents with shared bath and kitchen privileges. The lack of unit kitchens and full baths, along with past operating issues with Hotel SROs, makes them challenging to finance. The borrower also required a return of capital given his length of ownership, management, and continued maintenance of the asset. Solution: GSP used its extensive market expertise and lender relationships to identify a Southern California based lender with an affordable multi-family housing mission and unique loan programs that would allow the stabilized project to receive long-term, market rate financing. With our in-depth understanding of this product type and the downtown market, we utilized an existing appraisal to obtain a 70% LTV. This covenant provided for the requested return of capital to the borrower. Rate: 5.50% Term: 10 Years Amort: 30 Years LTV: 70% Prepayment: 3, 2, 1, open Recourse Lender Fee: 1.0% Broker: Bryan Shaffer Hot Money Regional Bank Lending Up to 80% LTV in Southern California A Southern California Regional Bank is funding multifamily debt to 80% LTV. Retail, office, industrial, and special use properties are leveraged to 70% - 75% of value. This Lender will consider underperforming assets with a below break-even debt coverage for an experienced operator. Pricing starts at P+1% with a 5.25% floor; fixed-rate financing is currently unavailable. Typical structures contain a 5-year term and a 25-year amortization schedule. Loans above $15,000,000 will be considered on a situational basis. Hot Money Net-Leased Single-Tenant Financing from $750,000  GSP is working with a Southern California based bank currently funding stabilized net-leased assets nationwide. Strong franchisees will be considered although pads leased to corporate operators located in anchored retail centers are preferred. Available financing ranges from $750,000 to $3,000,000. Pricing is fixed in the low 5s for the first 5 years, then rolls to a floating rate for the remaining 5 year term. Full recourse programs are available to 65% LTV, with non-recourse interest-only options to 50% LTV. Flexible prepayment penalty structures are available and non-traditional uses (self-storage) will be considered by exception. If you have an inquiry regarding George Smith Partners' commercial real estate financing, please contact your GSP representative or Todd August, Chief Operating Officer, at (310) 867-2995 or TAugust@GSPartners.com. Speakers Corner Managing Director Steve Bram will be a featured panelist at the January 11th Commercial Real Estate Women's (CREW) Conference to be held at the Los Angeles Biltmore Hotel.  Mr. Bram will be joined on the panel to discuss Commercial Real Estate Lending in 2012 by several national capital providers, appraisers and attorneys.  This luncheon is open to the public and offers a discount for early registration.  For more information and to register, please click here. Respond to GSP's Latest LinkedIn Poll CRE mortgage maturities are at historic levels. It is estimated that over $1.3T of commercial mortgages will mature during the next five years.  How will the maturities wave impact business in 2012.  Give us your opinion here. Pascale's Perspective The 2011 Markets:  As 2011 draws to a close, the focus remains on governments and other public sector entities (such as the ECB, US Fed, IMF, etc).  Investors worldwide focused on the European Central Bank's opening of a new credit facility for European banks to (hopefully) purchase sovereign debt.  The huge demand (over $600 billion Euro, over twice the anticipated amount) has investors both encouraged and worried, naturally.  Meanwhile, back here, Congressional dysfunction over the payroll tax may derail the fragile recovery.  2012 will likely see a continuation of these trends until some type of equilibrium is achieved OR this is the "new normal"   …Stay Tuned…  David R. Pascale, Jr

Forward to a Friend

©2011 George Smith Partners, Inc. DRE # 00822654 FINfacts is an ePublication of George Smith Partners, Inc. For Promotional Purposes Only. All Rights Reserved.

Unsubscribe

Happy Holidays and Client Forecast Information

HAPPY HOLIDAYS From Bryan Shaffer   Thank you for your business, support, and friendship this year. I hope you and your family have a happy and healthy holiday season. On the business side, this has been the best year for loan and equity capital placements since the start of the global financial crisis.  I anticipate both the commercial  real estate debt and equity capital markets will continue to improve in 2012. After the start of the new year, please feel free to contact me to talk about your financing needs or join me for my client briefing forecast webinar which will be on my BLOG on January 4th, 2012.  Also, if you are in Laguna Beach for the IMN Opportunity Fund Investing Conference, we can meet in person at the Montage. Have a wonderful holiday, Bryan  Contact Information Bryan Shaffer CELL 310.270.6328 TEL 310.867. 2906 FAX 310.557.1276 bshaffer@gspartners.com 10250 Constellation Blvd., Suite 2700 Los Angeles, California 90067 www.gspartners.com  BLOG: www.BryanShaffer.com     To sign up to the my complimentary forecast webinar or learn more about financing options, click here.   Example of Loan Programs $1M to $150M   LTV Rates Terms Amort Apartments 80% 3.75% 5-10 30 Retail 70% 4.50% 5-10 25 Office 70% 4.75% 5-10 25 Industrial 70% 4.50% 5-10 25 Hotel 70% 4.50% 5-10 25 Owner User 90% 3.75% 30 30 Datacenters 75% 6% 10 25 Bridge 65% 7.75% 1-5 IO Mezz 85% 9-12% 3-5 IO Equity 95% IRR 3   Notes 100% 6.75% 5 IO Hard Money 65% 9% 1-5 IO SROs 70% 5.75% 5-10 30 * Estimate- Call or email for details   Special programs for affordable or hard to finance projects in California and Nevada. Bridge and Hard Money Loans within 5 days   The message and any attachments transmitted herewith is intended only for the use of the individual or entity to which it is addressed, and may contain information that is privileged, confidential or exempt from disclosure under federal and state law. If the reader of this message is not the intended recipient, or the employee or agent responsible for delivering the message to the intended recipient, any dissemination, distribution or copying of this communication is prohibited.   Webinar: http://bryanshaffer.com/webinars/

Update Profile / Unsubscribe

Madhya Pradesh PET 2012 Entrance Exam Dates Application Forms

MP-PET 2012 - Madhya Pradesh Pre Engineering Test 2012 Contact for MP-PET Phone: 07869596286 MP-PET 2012 is the Pre-Engineering  test for admission to various enginering colleges in Madhya Pradesh, India. MP-PET 2012 Description Madhya Pradesh Pre-Engineering Test (PET) is for admission to B.E., B.Tech, B.Arch courses in various technical institutes in Madhya Pradesh. Every year many students across Madhya Pradesh appear for Madhya Pradesh PET to get admission in the best engineering institutes in the state. The exam is conducted in various centers in order to provide comfort to the students. The students have to be more conscious about this exam and need to work harder to get admission in the reputed institutes of Madhya Pradesh. MP-PET 2012 Conducting Body Pre-Engineering Test (PET) is conducted by Professional Examination Board, Madhya Pradesh. MP-PET 2012 Eligibility Students should pass in 10+2 scheme of MP Board of Secondary Education or equivalent with Physics, Chemistry, Maths and English securing 55% marks in aggregate. Compartmental candidates are not considered. Candidates who have appeared in the final year exam are also eligible. Age of Candidates must be not more than 21 years on October 1 of the year of admission. MP-PET 2012 Exam Pattern It consists of objective type multiple choice questions in Mathematics, Physics and Chemistry (300 marks each). Medium of the exam is English. There is no negative marking in this test. MP-PET 2012 Courses Bachelor of Engineering (BE) Bachelor of Architecture (BArch) Bachelor of Technology (BTech) (Agril Engg) Bachelor of Technology (BTech) (Dairy Tech)    Contact for MP-PET    Phone: 07869596286 MP-PET 2012 - Madhya Pradesh Pre Engineering Test 2012 | MP-PET 2012 Eligibiltiy Criteria | MP-PET 2012 Dates | MP-PET 2012 Application Procedure | MP-PET 2012 Admissions | MP-PET 2012 Fess | MP-PET 2012 Colleges | MP-PET 2012 Exam Centers | MP-PET 2012 Online Form | MP-PET 2012 Dates | MP-PET 2012 Preparation Tips | MP-PET 2012 Notifications | MP-PET 2012 Question Papers | MP-PET 2012 Sample Papers | MP-PET 2012 Model Question Papers | MP-PET 2012 Study Material | MP-PET 2012 Results | MP-PET 2012 Exam Results | MP-PET 2013 Exam Schedule | MP-PET 2012 Paper Schedule | MP-PET 2012 in India | MP-PET 2012 Application Form | MP-PET 2012 Syllabus | MP-PET 2012 Details | MP-PET 2012 Exam Details | MP-PET 2012 Question Papers with Answers | MP-PET 2012 Question Bank | MP-PET 2012 Mock Test | MP-PET 2012 Answer Keys | MP-PET 2012 Timings | MP-PET 2012 Exam Duration | List of colleges accepting MP-PET 2012 score

MP PET 2012-2013 Madhya Pradesh Pre Engineering Test

Madhya Pradesh Pre Engineering Test (MP PET 2012) Contact For MP-PET Phone: 07869596286 MP-PET is conducted by Professional Examination Board, Madhya Pradesh, Bhopal for admission to BE/BArch/BTech (Agril Engg) and BTech (Dairy Tech) courses in : (I) Government Engineering Colleges; (ii) Private Engineering Colleges; (iii) Autonomous Institutions; and (iv) M P quota seats in Regional Engineering Colleges. Exemption from PET Government of India nominees, diploma holders and NRIs. Allocation of Seats Free Seats All seats in Government Engineering Collages and 50% seats in private engineering colleges are open to M P residents. Payment Seats 50% seats including NRIs in private engineering colleges, which are also, open to outside MP students. Domicile  (MP Candidates) Candidates should have studied in State institutions for 3 consecutive years during 5 years preceding the year in which admission is sought or bonafide resident of MP or sons/daughters of : (a) State Govt. employees/All India Service (State cadre); (b) Central Govt/Public Sector Undertakings employees posted in the State; (c) Persons settled in MP under resettlement scheme. Reservations SC, ST, OBC Physically Handicapped, Agriculturists, Freedom Fighters, Defence personnel, candidates who have passed 2 exam from technical stream discipline. Eligibility 12 yrs Sr Sec (10 2) of Board of Secondary Education or equivalent with Phy, Chem, Maths and English. Compartmental candidates are not considered. Candidates who have appeared in the qualifying exam are also eligible. Candidates should be physically fit. Contact For MP-PET Phone: 07869596286 MP PET Notification or Application form 2012, MP PET Admit Card 2012, MP PET Syllabus 2012 , MP PET Eligibility 2012, MP PET exam Date 2012, MP PET List of Colleges 2012, MP PET Official site, MP PET Answer Keys 2012, MP PET Counselling Date 2012, MP PET Exam Result 2012, MP PET Exam Center 2012, MP PET Admission News, MP PET Seats availability 2012, MP PET Coaching Centres, How to crack MP PET 2012, Preparation Tips MP PET exam 2012, MP PET Question Bank or MP PET Reference Books or Study Materials of MP PET.

Buy Adwords Coupons

You Can Buy Adwords Coupons of 50$, 100$ , 75$ and 80$ on very affordable rate. 100$Adwords coupon code is in 200 Rs. and 80$ is in 100 Rs. only.

For more details Contact 9990721183 or Live chat at bestboydelhi@gmail.com 

Visit http://mychoicedelhi.blogspot.com/2011/08/get-google-adwords.html

FINFacts December 14, 2011

Volume XIX  |  No. 47  |  December 14, 2011

Letter to the Editor

Forward to a Friend

KEY RATE INDICES Prime Rate  3.25% 1 Month LIBOR  0.28% 5 Yr US Treasury  0.85% 5 Yr Swaps  1.28% 12-MAT  0.20% 3 Month LIBOR  0.56% 10 Yr US Treasury  1.90% 10 Yr Swaps  2.13% 11th Dist COFI  1.22% 6 Month LIBOR  0.76% 30 Yr US Treasury  2.90%

Transaction of the Week Transaction Description: $16,000,000 Construction Financing for Big Box Retail Pad at sub-4% rate. GSP arranged the 65% of cost for land and "horizontal development" loan for a new big box single tenant retailer. The site is a 8.38 acre parcel adjacent to a 500,000 + s.f. retail center also owned by the client. The center (not part of our collateral) includes a 50,000 s.f. grocery store, movie theater, high end chain restaurants within a contemporary outdoor setting. The investment grade tenant has signed a 30 year ground lease with extensions and will be building their own store. The lease requires the Sponsor to deliver a construction ready "clean dry pad" to tenant for their building construction. Our Client demolished a functionally obsolete, freestanding 200,000 s.f. building that had been vacated by a failed retailer, then added utilities and raised the pad using pilings to create the proper foundation for the new store. The construction loan was uncovered at funding although the Borrower has since forward rate-locked a permanent take-out loan scheduled to close 2Q 2012. This was GSP's 11th financing for the client. Rate: 30 Day LIBOR+3.75% (no floor) Term: 15 months Amort: Interest Only LTC: 65% Recourse:  Full recourse, reduced to 25% upon pad completion  Brokers: Steve Bram, David R. Pascale, Jr. Hot Money Net-Leased Single-Tenant Financing from $750,000  GSP is working with a Southern California based bank currently funding stabilized net-leased assets nationwide. Strong franchisees will be considered although pads leased to corporate operators located in anchored retail centers are preferred. Available financing ranges from $750,000 to $3,000,000. Pricing is fixed in the low 5s for the first 5 years, then rolls to a floating rate for the remaining 5 year term. Full recourse programs are available to 65% LTV, with non-recourse interest-only options to 50% LTV. Flexible prepayment penalty structures are available and non-traditional uses (self-storage) will be considered by exception. Hot Money Life Company Debt from $1,000,000. GSP is working directly with a small Life Insurance Company currently funding permanent loans on stabilized assets from the Dakotas to Texas and West to the Pacific Coast. This capital source will finance the four primary product types from $1,000,000 to $6,000,000 for three, five or 10 year terms, amortized over 30 years. 75% acquisition financing is available, 70% for refinances, both limited by a 1.30 DCR. A step-down prepayment is available for three and five year terms. Ten year loans carry yield-maintenance pre-payment penalties. If you have an inquiry regarding George Smith Partners' commercial real estate financing, please contact your GSP representative or Todd August, Chief Operating Officer, at (310) 867-2995 or TAugust@GSPartners.com. Come Grow With Us! George Smith Partners is expanding its team of top-notch mortgage brokers/originators. We offer highly competitive compensation and an excellent environment in which to work, learn and be supported. We invite you to consider a career with George Smith Partners. Please direct confidential inquiries to Todd August, Chief Operating Officer, at (310) 897-2995. Pascale's Perspective US Economy: Eyes on Congress and Fed:   While Europe news has been dominating the headlines and market fluctuations, the US economy has shown promising signs for 2012.    However, Congress is again front and center with another "midnight battle" on the payroll tax cut extension.    No extension means less money in the pockets of the consumers who spend the highest percentage of their earnings on goods and services.     Fed:  yesterday's statement disappointed markets, but look for the Fed to start purchasing MBS again in January or February in order to push the economy.     Europe:   The markets have spoken—the latest  plan is not good enough.   Investors lack of confidence in the plan looks to leave two options: (1) Total integration with the ECB providing liquidity and buying the bonds of troubled countries (Italy, Spain, Greece) or (2) Total or partial Euro breakup with a return to different currencies.    Germany, with its memories of Weimar hyperinflation of the early 1920's, is firmly standing in the way of option 1.   This may set off a deflationary spiral with unintended consequences.   ...stay tuned...  David R. Pascale, Jr.

Forward to a Friend

©2011 George Smith Partners, Inc. DRE # 00822654 FINfacts is an ePublication of George Smith Partners, Inc. For Promotional Purposes Only. All Rights Reserved.

Unsubscribe

FINFacts December 7, 2011

Volume XIX  |  No. 46  |  December 7, 2011

Letter to the Editor

Forward to a Friend

KEY RATE INDICES Prime Rate  3.25% 1 Month LIBOR  0.28% 5 Yr US Treasury  0.89% 5 Yr Swaps  1.29% 12-MAT  0.20% 3 Month LIBOR  0.54% 10 Yr US Treasury  2.03% 10 Yr Swaps  2.18% 11th Dist COFI  1.22% 6 Month LIBOR  0.75% 30 Yr US Treasury  3.06%

Transactions of the Week Transaction Description: $3,010,000 Cash-Out Refinance of a 96 Unit Apartment Community in Oakland, California  Bryan Shaffer successfully placed the $3,010,000 refinance of a 96-unit apartment community in Oakland's Central Business District. The current owner recently acquired and renovated the formerly foreclosed property. The asset was the process of stabilization at funding. Project improvements netted a positive impact to the overall neighborhood and is an example of how proper management can improve an entire market. The 7-year term loan is priced at 5.65% fixed with 30 year amortization and a step-down pre-payment penalty. Challenge: Prior to engaging GSP, the Borrower approached several Fannie Mae DUS lenders who rejected the project. The Borrower also required a return on his investment given the ample value created through the asset reposition. Solution: GSP identified the community redevelopment institution best positioned to finance this asset and demonstrated the significant contribution of the project to this Oakland district. The lender, an affordable multi-family housing firm, offers unique loan programs that allows for the full stabilization of projects at long term market rates in fulfilling their mission statement. GSP was able to secure a market rate loan with cash-out in excess of 40% of the prior pay-off. Rate: 5.65% Fixed for 7 Years Term: 7 Years Amort: 30 Years LTV: 70% Prepayment: 3-2-1 open Recourse Lender Fee: 1.0% Broker: Bryan Shaffer Transaction Description: $1,450,000 Cash-Out Mobile Home Park Refinance Shahin Yazdi arranged the cash-out refinance of an 80 unit Mobile Home Park located in the Western United States. The Borrower had a maturing loan that the existing lender opted not to renew. Mr. Yazdi only had 40 days to identify an institutional lender and fund the loan before the current loan ballooned. The property was 10% vacant at the time of funding. Demonstrated historical collections were used to make the lender comfortable with the asset performance and Mr. Yazdi leveraged his relationships with the institutional lending community to rush the closing timeframe. Rate: 4.72% Term: 10 Years Amort: 25 Years Non-recourse Lender Fee: Par Broker: Shahin Yazdi Hot Money Life Company Debt from $1,000,000. GSP is working directly with a small Life Insurance Company currently funding permanent loans on stabilized assets from the Dakotas to Texas and West to the Pacific Coast. This capital source will finance the four primary product types from $1,000,000 to $6,000,000 for three, five or 10 year terms, amortized over 30 years. 75% acquisition financing is available, 70% for refinances, both limited by a 1.30 DCR. A step-down prepayment is available for three and five year terms. Ten year loans carry yield-maintenance pre-payment penalties. Hot Money Joint Venture Build-To-Suit Construction Equity from $500,000 GSP has identified a Joint Venture construction investor providing equity capital for ground-up build-to-suits pre-leased to credit and non-credit users nationwide. Typical product types are franchised chain restaurants and medical uses including rehab "hospitals". Equity contributions can be as small as $500,000, up to $2,000,000 per project. One-off transactions are considered although portfolios will be preferred. A 20%+ IRR is required with a 10% developer co-invest. Timing is usually 70 days from introduction to funding with an asset sale upon completion as the exit required to reach the IRR threshold. If you have an inquiry regarding George Smith Partners' commercial real estate financing, please contact your GSP representative or Todd August, Chief Operating Officer, at (310) 867-2995 or TAugust@GSPartners.com. In The Press George Smith Partners Managing Director David Rifkind penned an article featured in the December issue of CCIM Magazine on the "Signposts to Recovery". The entire article is available on-line and may be found here. Pascale's Perspective Europe "Endgame"……  Real Estate Spreads Stabilize…  Another weekend "huge summit" with the usual big expectations.  Optimism is due to: (1) "Two bazookas are better than one," the existing European Stability Mechanism fund will continue running while a new fund starts in 2012, markets are cheering the development; (2) The alternative to full cooperation is facing the end of the Euro; (3) New "technocrat" leaders focused on problem solving have replaced Italian President Berlasconi and ECB head Jean Trichet; (4) New cooperative agreements/treaties call for coordinated budget control among the nations; (5) New liquidity as the European stability fund started issuing 3, 6 and 12 month dated bonds, investors are buying them at low rates.  However, Germany (who is calling the shots) is still resisting "total integration", ie a Euro bond and an ECB authorized to print money via fiat like the US Fed.  Look for another interest rate cut by the ECB tomorrow…..Here in the US, CMBS markets have stabilized and are less volatile.  In contrast to June-October of this year, CMBS traders/originators are not overreacting to headlines and perceived "disaster" from Europe, etc.  The conundrum was "why does a loan coupon on a shopping center in West LA shoot up after the Slovakian parliament votes no on a Greek bailout?"  We understand that everything is connected in the modern financial world, but hopefully the markets here are becoming less jittery.  ...stay tuned...   David R. Pascale, Jr.

Forward to a Friend

©2011 George Smith Partners, Inc. DRE # 00822654 FINfacts is an ePublication of George Smith Partners, Inc. For Promotional Purposes Only. All Rights Reserved.

Unsubscribe